Resource-backed loans give debtor countries access to capital in exchange for or collateralised by future streams of income from their natural resource wealth.

You are Sèb, an independent game developer. In the past, you have published some small games and accrued a small following, but you are not associated with a major gaming development company. Recently, you have developed a new online multiplayer game that (based on your testing) appears to be highly addictive. You have not yet released it to the public.

There are two main paths to success in the K-Pop industry.

The first path involves survival shows, which are similar to shows like X Factor. Contestants participate individually, and at the end of the show, the highest-ranking contestants (based on public voting) form groups. After the show, entertainment labels sign these groups.

The second path involves forming groups from trainees who are already part of entertainment labels. These trainees receive training in singing, dancing, and rapping. They live together in dorms, and the most talented trainees will debut when the label is ready to introduce a new group.

The Pendant of Vagaries is an enchanted necklace that you discovered in a nearby dungeon. The Pendant, when worn and focused on for some time, gives its wearer insight into a random important life event in their future and may be used repeatedly.

Once predicted by the Pendant, an event is inescapably fated to happen in the wearer's future despite any attempts to prevent it.

Reincarnation is the belief that the spirit, after biological death, begins a new life in a new body that may be human or animal depending on the moral quality of the previous life's actions